Purchasing
I’m developing the discipline to only purchase things that I truly need.
Investing
I’m learning how to invest my dollars in future sustainability.
Accumulating
I’m selling and donating unused possessions so that others can put them to good use.

@zen_cents on Instagram
Charting a path towards balance
“We should find perfect existence through imperfect existence. We should find perfection in imperfection,”
– Shunryu Suzuki
I started this blog to document my path to foster a more positive relationship with my personal finances. I’ve become an expert at using money to acquire things since I first begged for candy money decades ago. However, my purchases rarely bring me joy. Now is my time to do more with less.
Blog Posts:
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Putting my credit cards on a starvation diet part-1
Today’s post is dedicated to my north star goal of achieving a zero revolving balance on the three credit cards…
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So about that economic buycott
It felt great to walk out of my neighborhood organic co-op with a bag of ground coffee, canned corn, and…
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Starting over again…
During the Covid epidemic I started a multi-media company while simultaneously teaching myself photography and videography. I can’t explain how…
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Breaking up is hard to do
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Taming the buying dragon within
This is the first post in my journey to achieve financial fitness by using an evolving mindfulness approach to budget…

